House Affordability
Mortgage Payment Points vs. No Points Renting vs. Buying Fixed Rate or ARM |
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| The Purpose of an Escrow Pre-Qualified vs. Pre-Approval Tax Info for the First Time Buyer Last Years of your Mortgage |
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 Before you start looking for a home, be sure to get "pre-approved" by your lender.  Remember that "pre-approval" is different from "pre-qualification." With a pre-approved loan, the seller knows that survey and appraisal are the onlythings standing between the property and the lender--you, the buyer, have already been taken care of. Having a pre-approved loan is the closest thing to buying with cash and could be the difference between yours and competing offers. And after all, it's money, not the possibility of money, that does the talking. |
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